William Toner, CFP®, AIF®

William Toner

Certified Financial Planner™ Accredited Investment Fiduciary®

Helping you get the most out of life with your money

Money touches every part of our lives—it shapes our opportunities, influences our decisions, and reflects our values. While it can bring freedom and joy, it can also create uncertainty and doubt. Whether you’re just starting your financial journey or have already achieved significant financial success, I am here to help you navigate life’s challenges, make the most of your resources and opportunities, and build a future that aligns with your aspirations.

Experience The Power of true wealth Planning

True Wealth Planning transforms your finances into a tool for achieving your dreams, reducing stress, and living with purpose. It’s about more than numbers—it’s about creating a life where your money actively contributes to your well-being.Here’s how True Wealth Planning help you:• Elevate Your Financial Well-being: Gain even greater clarity and confidence in your financial decisions for enhanced peace of mind.• Unlock Time and Energy for What Matters Most: Simplify your financial life to free up time and energy. Focus on your passions and priorities with renewed vigor.• Live a Life of True Alignment: Ensure your financial decisions are in harmony with your values and goals. Experience a deeper sense of purpose and fulfillment.• Create a Personalized Roadmap: Develop a customized financial plan that reflects your unique circumstances, aspirations, and goals for yourself and your loved ones.• Navigate Life's Transitions with Confidence: Successfully navigate life's changes and make informed financial decisions with clarity and resilience.• Overcome Challenges with Ease: Tackle financial complexities like taxes, investments, insurance, equity compensation, or estate planning with expert guidance and support.• Turn Dreams into Reality: Transform your dreams and life goals into actionable financial strategies, including exploring opportunities for enriching life experiences and impactful philanthropy.

William T. Toner, CFP®, AIF®

Experience The Power of true wealth Planning

financial guide to purposeful wealth

As a Certified Financial Planner™ in Montecito, CA, I provide personalized guidance to help you achieve financial clarity and live a flourishing life. With over a decade of experience, I specialize in building strong relationships based on trust, understanding, and shared goals. Financial planning should be accessible and empowering—not overwhelming. My mission is to simplify the process so you can focus on what truly matters: living a life aligned with your values and aspirations.This is what you can expect:

Connect

Schedule a complimentary confidential getting acquainted call to discuss your needs and explore if we're a good fit.

Discover

We'll engage in meaningful conversations to understand your values, vision, dreams, and financial situation.

Plan

We'll work together to co-create a comprehensive financial plan that aligns with your vision and addresses your specific financial and life needs.

Thrive

I'll empower you with the knowledge and tools to take control of your financial life, providing ongoing support and guidance as you implement your plan and achieve your vision.

Schedule your complimentary consultation today.

I build close, confidential relationships with my clients to anticipate their needs and help them make progress toward their goals—all while staying true to their values.

-William T. Toner, CFP®, AIF®

I build close, confidential relationships with my clients to anticipate their needs and help them make progress toward their goals—all while staying true to their values.-William T. Toner, CFP®, AIF®

Illuminating the path of wealth and well-being

With over a decade of experience as a financial advisor in Montecito, CA, I'm passionate about empowering my clients to achieve financial confidence and live fulfilling lives. I believe that financial planning should be accessible and understandable, and I'm committed to providing clear explanations and guidance every step of the way.

“The most beautiful things in the world cannot be seen or even touched. They must be felt with the heart.”
- Helen Keller.